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HOUSING RIGHTS AND RESOURCES

EVICTION and FORECLOSURE MORATORIUM 

There is a moratorium on evictions in New York State until January 15, 2022. Tenants seeking protection from eviction must submit a Hardship Declaration form, indicating that they experienced a financial hardship during COVID-19 (from March 7, 2020 to January 15, 2022). Landlords are required to serve a copy of the Hardship Declaration on the tenant in the tenant’s primary language along with any other type of notice required by lease, agreement, or law, prior to initiating an eviction proceeding. Landlords can evict tenants who do not submit a hardship declaration, as well as tenants that are proven to have caused significant damage to the property or have been persistently and unreasonably engaging in behavior that substantially infringes on the use and enjoyment of other tenants or causes a substantial safety hazard to other tenants. Tenants are also protected from eviction if they have an application pending for rental assistance under the ERAP program, as eviction cases must be paused when a rental assistance application is pending, until there is a final determination made on the rental assistance application.

There is also a moratorium on residential foreclosure proceedings and tax lien sales until January 15, 2022. Homeowners and small landlords who own 10 or fewer residential dwellings can file Hardship Declarations with their mortgage lender, other foreclosing party, or a court that would prevent a foreclosure.

Tenants seeking to use the eviction moratorium must submit a hardship declaration and/or submit a rental assistance application under the ERAP program. The hardship declaration is a document explaining the source of the hardship. Hardship Declarations in both eviction and foreclosure matters are available in English and Spanish via the NYS Unified Court System. For assistance submitting your hardship declaration form or other rental support, see the resources below.

Use the Housing Justice For All Tool or one of the legal resources below to complete your hardship declaration. 

LEGAL RESOURCES

FINANCIAL RESOURCES

Emergency Rental Assistance Program (ERAP)
Program opened June 1, 2021- Now accepting applications

Department of Social Services (DSS)
DSS provides support for back rent, threat of eviction and/or security deposits. Recipients of Temporary Assistance contact your Temporary Assistance worker by phone or in-person. If you are not receiving Temporary Assistance and have an emergency need, apply for Emergency Assistance at DSS.
518-828-9411 or 25 Railroad Avenue, Hudson NY

Hudson Roots
 Hudson Roots is a partnership between the City of Hudson and St. Catherine's Center for Children. Through Hudson Roots, St. Catherine's offers streamlined case management for Hudson residents seeking support with back rent, rental subsidies, and re-housing expenses. For households that may not be eligible for existing sources of assistance like DSS, and Hudson Roots has an emergency relief fund for low and moderate income Hudson households (at 80% AMI or below) at risk of displacement due to financial hardship.

Interested residents should contact Dave Healy via phone: (518) 728-7239, or email: dhealy@st-cath.org. 

Community Action of Greene County (CAGC)
CAGC provides rental assistance and backrent: 518-943-9205

St Catherine's Center for Children
Rapid re-housing, homeless prevention, and rental assistance: 518-337-7021 or kproper@st-cath.org

Galvan Housing Resources
Galvan Housing Resources provides free foreclosure prevention services and housing counseling: 518-822-0707 x15 or mortgagehelp@galvanfdn.org
 
Emergency Assistance and Neighbor to Neighbor Grants
Apply for emergency assistance help with overdue utilities, medical bills, short-term housing costs, and transportation problems. Contact Columbia Opportunities at 518-828-4611 or Catholic Charities at 518-828-8660.

HOME MAINTENANCE

Columbia County Department of Health Healthy Neighborhoods Program - safety inspection, referrals, and free products
518-828-3358

Home Energy Assistance Program (HEAP)
Columbia Opportunities: 518-828-4611
Office of the Aging - 518-828-4258
Department of Social Services - 518-828-9411

HOME OWNERSHIP

Columbia Opportunities Weatherization Assistance Program
518-828-4611 

RUPCO First-Time Homebuyers Program


ANTI-DISPLACEMENT LEARNING GRANT 

The City of Hudson and the Hudson Community Development and Planning Agency (HCDPA) were awarded a one million dollar grant for implementing strategies to address displacement of communities of color. The grant was awarded by Enterprise Community Partners, Inc. (Enterprise), in partnership with the New York State Attorney General. Hudson was one of ten cities participating in the New York State Anti-Displacement Learning Network. Since the Network’s launch in January 2020, state officials, leaders, and nonprofit partners have worked collaboratively with local stakeholders to identify particular triggers of displacement in communities of color and design targeted approaches to address them. The awarded applicants demonstrated an understanding of local causes of displacement, a history of collaborating, and a commitment to preserving and stabilizing neighborhoods facing high rates of displacement. Hudson will now implement these high-impact strategies locally, supported by $1 million committed by Enterprise, with plans aiming to preserve community stabilization and allow residents to remain in their homes.  

Execution of the grant strategies to prevent displacement began in Spring 2021. Key strategies include the creation and seeding of a Housing Trust Fund, providing emergency rental relief through Hudson Roots, the development of a Affordable Housing Development Plan with Pattern for Progress, and the creation of a new Housing Justice Director position. 

The Anti-Displacement Grant Progress Report: Q1 + 2 provides more information on grant activities during the first half of 2021.